Financial scams targeting older adults are becoming more sophisticated and more common. Scammers often pose as trusted organizations, financial institutions, or even family members to gain access to personal information or retirement benefits.
Staying informed, remaining vigilant, and reducing reliance on paper mail, which can be intercepted or altered, are key steps in protecting your finances.
Common Warning Signs of Scams
Be cautious if you encounter any of the following:
- Requests for personal or financial information from an unknown number, email, or text
- Requests for payment using gift cards, wire transfers, or cryptocurrency
- Remember: APRS will never ask for sensitive information to be emailed.
One of the Best Ways to Protect Yourself: Enroll in MemberDirect
Enrolling in MemberDirect, APRS’s secure online member portal, is one of the most effective ways to safeguard your account. MemberDirect allows you to take advantage of security features and monitor your account activity directly.
Through MemberDirect, you can:
- Set up and manage security settings for your account
- Monitor benefit and payment information
- Update contact information securely
- Reduce reliance on paper mail, which can be intercepted or altered
Additional Steps to Help Prevent Fraud
- Never share your login credentials, passwords, or verification codes with anyone
- Keep your contact information up to date with APRS
- Use strong, unique passwords and avoid reusing them across accounts
- Contact APRS immediately if you notice suspicious activity or believe your information may have been compromised
When in Doubt, Contact APRS Directly
If you receive a communication that seems suspicious or are unsure whether it is legitimate, contact APRS directly at (512) 416-7672 or email [email protected],
which is listed on the official APRS website. Do not use contact information provided in the suspicious message.
Staying alert, informed, and proactive, particularly by enrolling in MemberDirect, is an important step in protecting your financial security.
APRS is committed to helping members and retirees safeguard their retirement benefits for today and the future.